Progressive comprehensive coverage includes windshield repair and replacement. For most Missouri drivers, that means $0 out of pocket. We verify your policy and handle everything.
Yes — windshield damage falls under the comprehensive portion of your Progressive auto policy. If you have comprehensive coverage, Progressive covers chip repair and full windshield replacement. For chip repairs in Missouri, the cost is almost always $0 — Progressive waives the deductible for repairs because it costs them less than a full replacement.
For full windshield replacements, your out-of-pocket cost depends on your specific Progressive policy. Many Progressive plans include full glass coverage with no separate deductible. Others apply your comprehensive deductible. We verify the specifics when you call.
If you use Progressive's Snapshot program, a glass claim does not affect your Snapshot score. Comprehensive claims are separate from driving behavior metrics. Filing a windshield claim will not hurt your Snapshot discount.
In Missouri, comprehensive glass claims are classified as non-fault incidents and are generally not used to increase premiums at renewal. This is standard Progressive policy in the state, though individual circumstances can vary. If you want to confirm before filing, a quick call to your Progressive agent is all it takes.
If the chip or crack is under 6 inches and not in the driver's direct line of sight, Progressive covers a chip repair at $0 with no deductible in almost all cases. Full windshield replacements are also covered — the deductible is what varies. See our repair vs. replacement guide if you're not sure which applies to your damage.
We work with all major Missouri carriers. See also: Liberty Mutual windshield claims, Allstate windshield claims, State Farm windshield claims, and our full guide to windshield insurance coverage in Missouri.
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Yes — if you have comprehensive coverage on your Progressive policy, windshield damage is covered. Most Missouri Progressive customers pay $0 out of pocket for chip repairs. Full replacements depend on your deductible. We verify your coverage before we start and bill Progressive directly.
Typically no. Progressive treats comprehensive glass claims as non-fault incidents in Missouri, which generally do not affect your premium or Snapshot driving score.
Many Progressive plans include full glass coverage with no deductible. Others apply your comprehensive deductible. For chip repairs, Progressive typically waives the deductible entirely. We check your specific policy before we start.
Yes. Call us at (715) 396-1720 with your Progressive policy number and we handle the coverage verification and claim filing directly.